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166087

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they are measuring the impact of auto-enrolment on fees charged by the investment management industry; and what plans they have to track any changes.
tabling member printed	Lord Mendelsohn
uin	HL3145
answer	answer is ministerial correction date of answer 08/12/2014 answer text <p /> <p>The Government’s Command Paper, ‘Better Workplace Pensions: Further measures for savers’, published in March, set out a range of measures including a cap on charges in default fund arrangements, a ban on inappropriate charges and proposals to introduce minimum governance standards and improve transparency across workplace defined contribution schemes.</p><p> </p><p>Following this, Government launched its consultation on draft regulations on governance and charges in occupational pension schemes in October 2014. Subject to Parliamentary approval, the majority of this legislation will come into force from April 2015, alongside Financial Conduct Authority (FCA) rules in relation to workplace personal pension schemes where appropriate. From April 2015, the Government intends to introduce a charge cap on the default funds of qualifying schemes, set at 0.75 per cent of funds under management and the first phase of enhanced transparency with trustees and Independent Governance Committees (IGCs) being required to report on costs and charges for the first time.</p><p> </p><p>In 2015 Government will consult on regulations under duties in the Pensions Act 2014 requiring information about transaction costs to be disclosed to members and others, and the publication of costs and charges information. The FCA also intends to consult on amending their own rules to introduce equivalent enhanced transparency provisions for workplace personal pension schemes during 2015. The Government has also set out its plans to review the level of the default fund charge cap, to see if it should be lowered, and also whether it should include some or all of the transaction costs that are ultimately borne by members within a cap. This review will take place in 2017.</p><p> </p><p>Taken together the combined effect of these measures on charges, governance and transparency and the Government’s commitment to a review should ensure that savers are being enrolled into workplace schemes that are well run and in members’ interests.</p> answering member printed Lord Freud question first answered 08/12/2014 12:19:52 answering member 3893 label Biography information for Lord Freud
tabling member	4286 label Biography information for Lord Mendelsohn

166089

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to review the basis on which projections of potential returns are used by the investment management industry in communications with pension holders.
tabling member printed	Lord Mendelsohn
uin	HL3147
answer	answer is ministerial correction date of answer 08/12/2014 answer text <p /> <p>Since 6 April 2003, certain money purchase pension arrangements have been required to provide members with Statutory Money Purchase Illustrations (SMPIs). Legislation requires that statutory illustrations are produced in accordance with guidance prepared by a prescribed body approved by the Secretary of State for Work and Pensions and by the Department for Social Development in Northern Ireland.</p><p>The Financial Reporting Council (FRC) is the prescribed body and has been since 6 April 2007. The FRC fulfils its obligations through the publication of Actuarial Standard Technical Memorandum AS TM1: Statutory Money Purchase Illustrations (AS TM1). It reviews AS TM1 regularly and the last completed review was carried out in 2013 following the introduction of the Occupational and Personal Pension Schemes (Disclosure of Information) Regulations 2013 (SI 2013/2734) which came into force on 6 April 2014. The AS TM1 specifies that the investment return should take into account the current and anticipated future investment strategy of the member’s funds over the period to retirement and be consistent from year to year, with the rationale documented and made available to members on request.</p><p> </p><p>In addition, Financial Conduct Authority (FCA) rules require a projection at point of sale for contract based pensions. The investment return must reflect the investment potential of the (expected) underlying assets, subject to an overall cap of 5%pa. Flanking projections must be provided using returns which vary by +/- 3%. The FCA has a public commitment to review the basis every 4 years and the next review is due in 2015. The FCA do not require further projections during the lifetime of the contract as pension scheme members will receive statutory statements prepared under DWP legislation. However, where a provider chooses to provide additional projections, they must follow the same basis as point of sale projections.</p> answering member printed Lord Freud question first answered 08/12/2014 12:26:30 answering member 3893 label Biography information for Lord Freud
tabling member	4286 label Biography information for Lord Mendelsohn

166093

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Employment: Hearing Impairment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what was the average financial value of awards made to people whose primary medical condition was classified as difficulty in hearing for the provision of a communication support worker in each of the last five years for which figures are available.
tabling member printed	Lord Hunt of Kings Heath
uin	HL3151
answer	answer is ministerial correction date of answer 01/12/2014 answer text <p /> <p>The average figures for the last five years for awards for the provision of Communication Support Workers from the Access to Work scheme are:</p><p> </p><table><tbody><tr><td><p>Financial Year</p></td><td><p>Average award</p></td></tr><tr><td><p>2009/10</p></td><td><p>£9,900</p></td></tr><tr><td><p>2010/11</p></td><td><p>£11,100</p></td></tr><tr><td><p>2011/12</p></td><td><p>£12,700</p></td></tr><tr><td><p>2012/13</p></td><td><p>£14,600</p></td></tr><tr><td><p>2013/14</p></td><td><p>£13,500</p></td></tr></tbody></table><p> </p><p>The above figures relate to the provision of Communication Support Workers only and do not include information regarding the provision of BSL interpreters.</p> answering member printed Lord Freud question first answered 01/12/2014 15:24:12 answering member 3893 label Biography information for Lord Freud
tabling member	2024 label Biography information for Lord Hunt of Kings Heath

166094

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Access to Work Programme
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many users of Access to Work whose primary medical condition is classified as difficulty in hearing had the financial value of their support reduced as a result of a case review in each of the last five years for which figures are available.
tabling member printed	Lord Hunt of Kings Heath
uin	HL3152
answer	answer is ministerial correction date of answer 01/12/2014 answer text <p>The requested information is not available.</p> answering member printed Lord Freud question first answered 01/12/2014 15:43:41 answering member 3893 label Biography information for Lord Freud
tabling member	2024 label Biography information for Lord Hunt of Kings Heath

166104

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Fraud
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government in how many localities, and at what cost, they have contracted with bus companies or public transport bodies to display advertisements on buses calling on people who know "benefit cheats" to inform the Department for Work and Pensions.
tabling member printed	Lord Beecham
uin	HL3162
answer	answer is ministerial correction date of answer 09/12/2014 answer text <p /> <p>Advertising on buses was targeted in 25 local authority areas at a cost of £219,786.</p> answering member printed Lord Freud question first answered 09/12/2014 16:40:33 answering member 3893 label Biography information for Lord Freud
tabling member	4181 label Biography information for Lord Beecham

164526

registered interest
date	24/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Immigration: Poland
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answer by Lord Bates on 20 November (HL2693), whether the Department for Work and Pensions has made an assessment of the contribution of Polish immigrants to the United Kingdom.
tabling member printed	Lord Patten
uin	HL3119
answer	answer is ministerial correction date of answer 02/12/2014 answer text <p /> <p>DWP has made no such assessment, nor would it be within the remit of the Department to do so.</p><p> </p> answering member printed Lord Freud question first answered 02/12/2014 12:26:32 answering member 3893 label Biography information for Lord Freud
tabling member	1137 label Biography information for Lord Patten

157061

registered interest
date	20/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Jobseeker's Allowance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many people over the age of 30 have applied for Jobseeker's Allowance in (1) the United Kingdom, (2) the South West of England, and (3) Bristol.
tabling member printed	Baroness Royall of Blaisdon
uin	HL3006
answer	answer is ministerial correction date of answer 01/12/2014 answer text <p /> <p>The information requested is publically available<strong>: </strong><a href="http://www.nomisweb.co.uk/" target="_blank">http://www.nomisweb.co.uk/</a></p><p><strong> </strong></p><p>Information on current Jobseeker’s Allowance (JSA) claimants aged 30 or over and the number of new claims from this age group over the last 12 months, published by the Office for National Statistics, is shown in the table below. New claims do not cover all those who apply for JSA as a minority withdraw or have their claim disallowed.</p><p><strong> </strong></p><table><tbody><tr><td><p> </p></td><td><p>Number of JSA claimants aged 30 or over</p></td><td><p>Number of new JSA claims from people aged 30 or over</p></td></tr><tr><td><p> </p></td><td><p>October 2014</p></td><td><p>Year to October 2014</p></td></tr><tr><td><p>UK</p></td><td><p>545,535</p></td><td><p>1,325,190</p></td></tr><tr><td><p>South West</p></td><td><p>26,310</p></td><td><p>87,620</p></td></tr><tr><td><p>Bristol</p></td><td><p>4,100</p></td><td><p>10,585</p></td></tr></tbody></table> answering member printed Lord Freud question first answered 01/12/2014 15:37:19 answering member 3893 label Biography information for Lord Freud
tabling member	3703 label Biography information for Baroness Royall of Blaisdon

157082

registered interest
date	20/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Employment Schemes: Young People
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they are taking to support projects aimed at making young people more employable.
tabling member printed	Lord Stevens of Kirkwhelpington
uin	HL3027
answer	answer is ministerial correction date of answer 01/12/2014 answer text <p /> <p>In the last 12 months youth unemployment has fallen by a record-breaking 253,000. Work Coaches offer tailored support from day one of their claim and young people also receive support Youth Contract; Work Programme; Post Work Programme Support – Help to Work. I am pleased to report we are on target to deliver an extra 250,000 work experience or sector-based work academy places by March 2015.</p><p> </p><p>We are working with Local Authorities to trial a proactive labour market engagement approach with 16-17 year olds who are not in education, training or employment.</p><p> </p><p>DWP is also supporting Movement to Work, an employer led initiative offering work training opportunities to 18-24 year olds. The Civil Service has pledged 6000 opportunities. Over 3000 places have been delivered between April and September 2014, the vast majority in DWP.</p> answering member printed Lord Freud question first answered 01/12/2014 11:59:22 answering member 3893 label Biography information for Lord Freud
tabling member	3733 label Biography information for Lord Stevens of Kirkwhelpington

156575

registered interest
date	19/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Employment and Support Allowance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many claimants for Employment Support Allowance who have degenerative conditions for which there is no possibility of improvement have been placed in the Work-Related Activity Group; how many have found employment; how many have had their benefits reduced for failing to find employment; whether the position of those claimants will be reviewed; and, if so, when.
tabling member printed	The Countess of Mar
uin	HL2998
answer	answer is ministerial correction date of answer 27/11/2014 answer text <p /> <p>The information as requested is not available.</p> answering member printed Lord Freud question first answered 27/11/2014 12:30:03 answering member 3893 label Biography information for Lord Freud
tabling member	1861 label Biography information for The Countess of Mar

156482

registered interest
date	18/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, in the light of the position of the government of the Republic of Ireland in respect of disregarding monies paid under its scheme to compensate sufferers of abuse in the Magdalene laundries and other institutions for the purposes of calculating benefits, why such payments are not disregarded, as a consequence of being made in response to a personal injury, in relation to benefits otherwise payable to such sufferers resident in the United Kingdom.
tabling member printed	Lord Beecham
uin	HL2924
answer	answer is ministerial correction date of answer 24/11/2014 answer text <p /> <p>The Government has sympathy for the women who suffered by their admission to and work in the Magdalen institutions. However, payments made under the Republic of Ireland’s <em>ex gratia</em> scheme do not meet GB legal criteria to be treated as personal injury payments. The payments are not being made ‘in consequence of any personal injury’, but are made in consequence of being admitted to a laundry, regardless of the effects. The amount each woman will receive is dependent on the length of time spent in the laundries and not on the specific effect that it has had on their health. They are also being made as part of a broader process of restorative justice by the Republic of Ireland Government.</p><p> </p><p>The Government has no plans to amend GB income-related benefit legislation to include specific disregards along the lines of the schemes mentioned. There is already provision in the benefit system to disregard payments made in respect of personal injury to avoid the need to disregard specific payments on an <em>ad hoc</em> basis. To amend legislation as new compensation schemes are introduced would add complexity to the benefit system and its administration.</p><p> </p><p>There is already provision in legislation to disregard some elements of the <em>ex gratia </em>payments. For example, Pension Credit – the income-related benefit most likely to be claimed - has no capital cut off limit. Where compensation in excess of the €50,000 lump sum maximum <em>ex gratia</em> award is payable as weekly payments, these will be disregarded under current Pension Credit and pension age Housing Benefit legislation.</p><p> </p><p>We understand that as of 6 August 2014 there had been a total number of approximately 760 applications to the scheme, around 160 of which were from UK residents. However, neither information regarding the number of UK applicants who are also in receipt of Pension Credit or other benefits, nor the amount of any <em>ex gratia</em> payments made is available. We are therefore unable to estimate the potential cost of a disregard.</p> answering member printed Lord Freud grouped question UIN HL2925 HL2926 question first answered 24/11/2014 14:37:32 answering member 3893 label Biography information for Lord Freud
tabling member	4181 label Biography information for Lord Beecham