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448215

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps his Department has taken to ensure transparency of commission and other charges, levied by private pension funds on individuals.
tabling member constituency	Tonbridge and Malling
tabling member printed	Tom Tugendhat
uin	24449
answer	answer is ministerial correction date of answer 04/02/2016 answer text <p>The Department has regularly commissioned surveys on the types and levels of charges faced by savers in defined contribution workplace pension schemes. The latest pension charges survey was published on 17 December 2015 and can be found at:</p><p><a href="https://www.gov.uk/government/publications/pension-charges-survey-2015-charges-in-defined-contribution-pension-schemes" target="_blank">https://www.gov.uk/government/publications/pension-charges-survey-2015-charges-in-defined-contribution-pension-schemes</a></p><p> </p><p /><p> </p><p>It is important that savers know what costs and charges they are paying. As a first step towards achieving this, most occupational pension schemes offering money purchase benefits are now required to report the charges levied on members and, as far as they are able, transaction costs, via an annual Chair’s Statement. The Chair’s Statement, which must be given to beneficiaries and recognised trade unions on request, must also report the trustees’ view on the extent to which these costs present value for members.</p><p> </p><p> </p><p> </p><p>Similarly, the Financial Conduct Authority have made rules requiring Independent Governance Committees to report annually on the value for money offered by workplace personal pension schemes, taking into account scheme charges and transaction costs.</p><p> </p><p> </p><p> </p><p>The Government is also actively considering how to make the costs of pension schemes more visible to savers, and is committed, in line with the duties of the Pensions Act 2014, to make regulations which require information on transaction costs to be given to members and both costs and charges to be published. To help achieve this, the Department for Work and Pensions and the Financial Conduct Authority published a joint call for evidence last year on disclosure of transaction costs.</p><p> </p><p> </p><p><strong> </strong></p><p>In addition, the Chancellor recently announced that the Government will take action to limit early exit fees by introducing a new duty on the Financial Conduct Authority to cap early exit charges in relation to contract-based schemes, and will mirror these requirements in relation to trust-based schemes. This will ensure that individuals do not face financial barriers where they wish to access their pension benefits flexibly.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson grouped question UIN 24461 question first answered 04/02/2016 17:30:59 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4462 label Biography information for Tom Tugendhat

448222

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what information his Department holds on charges other than commission payments levied on private pension funds by individuals.
tabling member constituency	Tonbridge and Malling
tabling member printed	Tom Tugendhat
uin	24461
answer	answer is ministerial correction date of answer 04/02/2016 answer text <p>The Department has regularly commissioned surveys on the types and levels of charges faced by savers in defined contribution workplace pension schemes. The latest pension charges survey was published on 17 December 2015 and can be found at:</p><p><a href="https://www.gov.uk/government/publications/pension-charges-survey-2015-charges-in-defined-contribution-pension-schemes" target="_blank">https://www.gov.uk/government/publications/pension-charges-survey-2015-charges-in-defined-contribution-pension-schemes</a></p><p> </p><p /><p> </p><p>It is important that savers know what costs and charges they are paying. As a first step towards achieving this, most occupational pension schemes offering money purchase benefits are now required to report the charges levied on members and, as far as they are able, transaction costs, via an annual Chair’s Statement. The Chair’s Statement, which must be given to beneficiaries and recognised trade unions on request, must also report the trustees’ view on the extent to which these costs present value for members.</p><p> </p><p> </p><p> </p><p>Similarly, the Financial Conduct Authority have made rules requiring Independent Governance Committees to report annually on the value for money offered by workplace personal pension schemes, taking into account scheme charges and transaction costs.</p><p> </p><p> </p><p> </p><p>The Government is also actively considering how to make the costs of pension schemes more visible to savers, and is committed, in line with the duties of the Pensions Act 2014, to make regulations which require information on transaction costs to be given to members and both costs and charges to be published. To help achieve this, the Department for Work and Pensions and the Financial Conduct Authority published a joint call for evidence last year on disclosure of transaction costs.</p><p> </p><p> </p><p><strong> </strong></p><p>In addition, the Chancellor recently announced that the Government will take action to limit early exit fees by introducing a new duty on the Financial Conduct Authority to cap early exit charges in relation to contract-based schemes, and will mirror these requirements in relation to trust-based schemes. This will ensure that individuals do not face financial barriers where they wish to access their pension benefits flexibly.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson grouped question UIN 24449 question first answered 04/02/2016 17:30:59 answering member 4105 label Biography information for Justin Tomlinson
tabling member	4462 label Biography information for Tom Tugendhat

448442

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Innovation Fund
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how much has been allocated to the Work and Health Innovation Fund; and what evaluation measures will be in place to monitor initiatives helping people with health conditions such as rheumatoid arthritis stay in work.
tabling member constituency	Knowsley
tabling member printed	Mr George Howarth
uin	24542
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>This government committed in the Autumn Statement 2015 to spend ‘at least £40 million’ on the. Work and Health Innovation Fund. The fund will support a range of trials to generate evidence of ‘what works’ in supporting disabled people and people with health conditions to get into and stay in work.</p><p>The type and size of trials are currently being developed.</p><p>The government committed to publishing a work and health white paper this year, which will share the initial Work and Health Innovation Fund proposals.</p><p><strong> </strong></p><p><strong> </strong></p> answering member constituency Witham answering member printed Priti Patel grouped question UIN 24543 question first answered 01/02/2016 17:15:37 answering member 4066 label Biography information for Priti Patel
tabling member	481 label Biography information for Sir George Howarth

448443

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Innovation Fund
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what estimate he has made of the number of people the Work and Health Innovation Fund will assist; and whether that fund will include initiatives to help people with (a) rheumatoid arthritis and (b) other long-term conditions stay in work.
tabling member constituency	Knowsley
tabling member printed	Mr George Howarth
uin	24543
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>This government committed in the Autumn Statement 2015 to spend ‘at least £40 million’ on the. Work and Health Innovation Fund. The fund will support a range of trials to generate evidence of ‘what works’ in supporting disabled people and people with health conditions to get into and stay in work.</p><p>The type and size of trials are currently being developed.</p><p>The government committed to publishing a work and health white paper this year, which will share the initial Work and Health Innovation Fund proposals.</p><p><strong> </strong></p><p><strong> </strong></p> answering member constituency Witham answering member printed Priti Patel grouped question UIN 24542 question first answered 01/02/2016 17:15:37 answering member 4066 label Biography information for Priti Patel
tabling member	481 label Biography information for Sir George Howarth

448445

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 26 January 2016 to Question 23063, on universal credit, when his Department plans to provide that notification to claimants.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	24392
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>We will notify all claimants who we expect to be directly affected by the change to work allowances at the appropriate time. We will also offer tailored support depending on the claimants individual circumstances.</p> answering member constituency Witham answering member printed Priti Patel question first answered 01/02/2016 17:17:08 answering member 4066 label Biography information for Priti Patel
tabling member	163 label Biography information for Sir Stephen Timms

448446

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Housing Benefit: Social Rented Housing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many cases have come before the Court of Appeal challenging the lawfulness of the under-occupancy penalty on the grounds of the effect of that policy on (a) victims of domestic violence and (b) seriously disabled children who need overnight care.
tabling member constituency	Carmarthen East and Dinefwr
tabling member printed	Jonathan Edwards
uin	24516
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>(a) One victim of domestic violence has challenged the removal of the spare room subsidy in the Court of Appeal.</p><p>(b) One challenge in the Court of Appeal from a case with a disabled child who requires overnight care from a non-resident carer.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 01/02/2016 15:51:19 answering member 4105 label Biography information for Justin Tomlinson
tabling member	3943 label Biography information for Jonathan Edwards

448447

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit: Housing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, in what circumstances the housing element of advance payments of universal credit can be paid directly to a landlord.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	24553
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>Universal Credit is paid as a single monthly amount. The advance payment provision is for the total UC payment, not for any particular portion of it.</p><p> </p><p>A payment of Universal Credit in respect of housing costs can be paid directly to the landlord, or in certain circumstances, via an Alternative Payment Arrangement.</p> answering member constituency Witham answering member printed Priti Patel question first answered 01/02/2016 17:15:09 answering member 4066 label Biography information for Priti Patel
tabling member	163 label Biography information for Sir Stephen Timms

448448

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensioners: Poverty
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the effect of the triple lock pension policy of the number of pensioners living in poverty in (a) Windsor, (b) the South East and (c) the UK.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	24574
answer	answer is ministerial correction date of answer 04/02/2016 answer text <p>While we can’t draw a direct link between the triple lock and pensioner poverty, pensioner poverty is at one of the lowest rates since records began. Pensioners are less likely to be in relative and absolute low income after housing costs than the population as a whole. The Government continues to support the poorest pensioners and from April 2016, Pension Credit will top up income to a guaranteed minimum level of £155.60 for a single person and £237.55 for couples.</p><p>The Government wants all pensioners to have a decent and secure income in retirement. We are committed to the triple lock, the guarantee that the basic State Pension will increase by the highest of the growth in average earnings, price increase or 2.5%. From April 2016, the basic State Pension will be over £1,100 a year higher than at the start of the last Parliament. This will benefit many of the 18,000 recipients of State Pension in Windsor, the 1.7 million recipients in the South East and the 13 million recipients in the UK.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 04/02/2016 17:06:54 answering member 4105 label Biography information for Justin Tomlinson
tabling member	1586 label Biography information for Adam Afriyie

448449

registered interest
date	27/01/2016
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Access to Work Programme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many people took part in the Access to Work programme in each year from 2010 to 2013.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	24563
answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>The number of people helped by Access to Work in each year from 2010 to 2013 is published in the Access to Work Official Statistics which can be found at the following link:</p><p> </p><p><a href="https://www.gov.uk/government/collections/access-to-work-statistics-on-recipients--2" target="_blank">https://www.gov.uk/government/collections/access-to-work-statistics-on-recipients--2</a></p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 01/02/2016 13:11:36 answering member 4105 label Biography information for Justin Tomlinson
tabling member	298 label Biography information for Steve McCabe