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1135807

registered interest
date	01/07/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, with reference to the publication of the master trust and GPP defaults report by Corporate Adviser magazine, whether her Department plans to reduce the protection on charges for members of occupational pension schemes used for automatic enrolment.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	271354
answer	answer is ministerial correction date of answer 04/07/2019 answer text <p>The DWP have no such plans. The Corporate Adviser report (available on request from <a href="https://corporate-adviser.com/" target="_blank">https://corporate-adviser.com/</a>) showed that the vast majority of pension savers are in schemes are able to invest in a range of diversified assets at prices well below the automatic enrolment charge cap. Therefore I do not intend to reduce member protections.</p><p> </p><p>In my 2017 written statement HCWS249 (<a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-11-16/HCWS249/" target="_blank">https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-11-16/HCWS249/</a>) I committed to reviewing the level and scope of the charge cap in 2020, alongside the suitability of ‘combination charges’ (where a percentage charge on funds is combined with a charge on contribution or a flat annual fee), to see whether a change is needed to protect members.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 04/07/2019 14:12:02 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1135300

registered interest
date	27/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if she will make it her Department's policy to continue to include performance fees within the pensions charge cap.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	270298
answer	answer is ministerial correction date of answer 03/07/2019 answer text <p>Performance fees of all types have been subject to the automatic enrolment charge cap since 6 April 2015, when the Charges and Governance regulations (<a href="http://www.legislation.gov.uk/2015/879" target="_blank">http://www.legislation.gov.uk/2015/879</a> ) came into force.</p><p>It remains our policy that these fees should be subject to the cap. Savers who join a workplace pension scheme without choosing where to save or whether to save should not pay more than 0.75% or an equivalent combination charge over the year</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 03/07/2019 13:53:03 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1133721

registered interest
date	20/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 23 May 2019 to Question 256341, what the timescale is for bringing forward legislation to facilitate Collective Defined Contribution schemes.
tabling member constituency	Canterbury
tabling member printed	Rosie Duffield
uin	267346
answer	answer is ministerial correction date of answer 25/06/2019 answer text <p>This Government is committed to legislation to facilitate collective defined contribution schemes. The Government has recently published responses to a series of consultations, and have engaged extensively with key stakeholders and the Pensions Regulator.</p><p>In these we have committed to strengthen the Pensions Regulator’s powers to both enforce pensions legislation and to punish those who have acted recklessly or failed to comply with their obligations. We have committed to facilitate industry to make pensions dashboards a reality. We are also compelling pension schemes to make consumers data available to them and to facilitate collective defined contribution schemes.</p><p>The Government will bring forward legislation to introduce these measures as soon as parliamentary time permits.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 267344 267345 question first answered 25/06/2019 16:22:18 answering member 4142 label Biography information for Guy Opperman
tabling member	4616 label Biography information for Rosie Duffield

1131206

registered interest
date	11/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many people have participated in pension auto-enrolment; and what proportion of those people have made additional contributions to their scheme.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	263082
answer	answer is ministerial correction date of answer 17/06/2019 answer text <p>8,000 eligible jobholders have been automatically enrolled and 1,760 employers have met their AE duties, from 2012 to 2019, in the East Londonderry constituency.</p><p> </p><p>The success of Automatic Enrolment has transformed workplace pension saving. More than 10 million workers have now been automatically enrolled by over 1.5 million employers. Since the introduction of Automatic Enrolment, overall workplace pension participation has increased amongst eligible employees from 10.7 million in 2012 to 18.7 million in 2018.</p><p> </p><p>In April 2017, approximately half of eligible private sector employees making a contribution were contributing at levels of 2% and over (above the minimum requirements at the time). Total minimum contribution rates have since increased in April 2018 and April 2019 to 8%. We are continuing to monitor the impact of those increases closely, including how this impacts on overall contribution rates and the savings behaviour of employees. The available data can be accessed in the Automatic Enrolment Evaluation report 2018 and can be found at the following link:</p><p> </p><p><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 17/06/2019 14:57:48 answering member 4142 label Biography information for Guy Opperman
tabling member	1409 label Biography information for Mr Gregory Campbell

1131211

registered interest
date	11/06/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, when her Department plans to publish its joint review with Her Majesty’s Treasury on survivor benefits in occupational pension schemes.
tabling member constituency	Bury North
tabling member printed	James Frith
uin	263238
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The Review on survivor benefits provided a wealth of important information. Since then the Supreme Court judgement in <em>Walker</em> has changed the landscape of survivor benefits. The Government is assessing the detailed implications of the Review in the context of this important judgement and will respond in due course.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 19/06/2019 14:13:32 answering member 4142 label Biography information for Guy Opperman
tabling member	4637 label Biography information for James Frith

1127531

registered interest
date	20/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, when she plans to bring forward legislative proposals for the introduction of collective defined contribution schemes.
tabling member constituency	Hove
tabling member printed	Peter Kyle
uin	256341
answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation, and have engaged extensively with key stakeholders. In this response we have committed to facilitate Collective Defined Contribution schemes and have stated that the Government will bring forward Primary legislation as soon as parliamentary time allows.</p><p> </p><p>The response can be viewed here:</p><p><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/789051/response-delivering-collective-defined-contribution-pension-schemes.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/789051/response-delivering-collective-defined-contribution-pension-schemes.pdf</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 23/05/2019 16:15:36 answering member 4142 label Biography information for Guy Opperman
tabling member	4505 label Biography information for Peter Kyle

1127179

registered interest
date	16/05/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, when the Government plans to bring forward legislative proposals to provide for collective defined contribution pension schemes.
tabling member constituency	East Antrim
tabling member printed	Sammy Wilson
uin	255316
answer	answer is ministerial correction date of answer 24/05/2019 answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation, and have engaged extensively with key stakeholders. In this response we have committed to facilitate Collective Defined Contribution schemes and have stated that the Government will bring forward Primary legislation as soon as parliamentary time allows.</p><p> </p><p>The response can be viewed here:</p><p><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/789051/response-delivering-collective-defined-contribution-pension-schemes.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/789051/response-delivering-collective-defined-contribution-pension-schemes.pdf</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 24/05/2019 09:23:36 answering member 4142 label Biography information for Guy Opperman
tabling member	1593 label Biography information for Sammy Wilson