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answer › question first answered	2024-04-16T15:43:39.34Z
answering body	Department for Work and Pensions
min answer › question first answered	2024-04-16T15:35:55.103Z

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Search Results

registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member constituency

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member constituency

answering member printed

question first answered

answering member


label

tabling member


label

1698395

registered interest

date

25/03/2024

answering body

Department for Work and Pensions

answering dept id

answering dept short name

Work and Pensions

answering dept sort name

Work and Pensions

hansard heading

Universal Credit: Housing

house id

legislature

25259

pref label	House of Commons

question text

To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 25 March 2024 to Question 19031 on Universal Credit: Housing, for what reason there are different qualifying criteria for (a) Support for Mortgage Interest and (b) support that homeowners receive in respect of service charges.

tabling member constituency

Brighton, Pavilion

tabling member printed

Caroline Lucas

uin

20257

answer

is ministerial correction

date of answer

16/04/2024

answer text

Support for Mortgage Interest (SMI) and help with service charges cover different costs and different eligibility criteria apply. SMI is paid at a rate that the lending industry generally accept as sufficient to avert the threat of repossession. This help is often significantly less than the homeowner’s contractual liability, although eligibility was recently extended to assist homeowners with rising interest rates. While SMI provides support at the point of need, this help is in the form of an interest-bearing loan that is recoverable from equity when the property is sold. Eligible service charges are met in full and this help is in the form of a non-recoverable benefit. Given these differences the Department see no compelling argument for aligning entitlement rules.

answering member constituency

Mid Sussex

answering member printed

Mims Davies

question first answered

16/04/2024 15:43:39

answering member

4513

label	Biography information for Mims Davies

tabling member

3930

label	Biography information for Caroline Lucas