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<p>The student finance system ensures upfront costs of tuition are not a barrier to
accessing higher education. Eligible students, including those from disadvantaged
backgrounds, can apply for up-front fee loans to meet the full costs of their tuition.</p><p>
</p><p>Full-time students from disadvantaged backgrounds also have access to the highest
ever amounts of cash in hand loan support for their living costs. Monthly loan repayments
are linked to income, not to interest rates or the amount borrowed.</p><p> </p><p>The
current system has enabled record numbers of 18 year olds to benefit from higher education
with progress continuing to be made on widening participation. There is a record entry
rate for 18 year olds going to university for full-time study, including those from
disadvantaged backgrounds.</p><p> </p><p>The government publishes Equality Analyses
setting out the impact of the annual changes to student finance on protected and disadvantaged
groups of students.</p>
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