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<p><strong> </strong></p><p>Department for Transport officials regularly liaise with
representatives of the motor insurance industry on a variety of issues such as the
cost of insurance.</p><p>It is the responsibility of individual motor insurers to
set their premiums and the terms and conditions of their policies, and the Government
does not intervene or seek to control the market.</p><p> </p><p>However, the Department
will continue to engage with motor insurance stakeholders to understand the challenges
facing motor insurance providers and any potential solutions. The Government is determined
that insurers should treat customers fairly, and firms are required to do so under
the Financial Conduct Authority rules.</p>
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