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<p>Advances are not loans; they are an interest free advance payment of benefit, available
to help people who need immediate financial support, which is then recovered over
an agreed period.</p><p> </p><p>We have carefully considered the impact and deliverability
of the measures announced in the Autumn Budget 2018 for Universal Credit. The delivery
dates we announced achieve the best balance between continually improving Universal
Credit to respond to claimant need and ensuring the service is technically and operationally
scalable as the volumes on Universal Credit continue to rise through 2019 and 2020.</p>
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