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1109454

registered interest
date	03/04/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment her Department has made of the effect of advance repayments of universal credit on the (a) household income and (b) levels of debt among claimants.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	240478
answer	answer is ministerial correction date of answer 08/04/2019 answer text <p>Advances are not loans; they are an interest free payment benefit advance, available to help people who need immediate financial support, which is then recovered over an agreed period. The Department has taken a number of steps to ensure that advances meet the needs of claimants and that the recovery arrangements are personalised and reasonable. In January 2018 we increased the amount available for advances from 50 per cent to 100 per cent of the total award.</p><p> </p><p>From October 2021 we are increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need. Furthermore, if a claimant feels that they are experiencing financial hardship because of the amount that is being deducted from their Universal Credit award, they can ask the Department to consider reducing their deductions. From October 2019, the overall maximum level of deductions that can be taken from a Universal Credit award will be reduced from 40% to 30% of the claimant’s Standard Allowance. The Money and Pension Service also provides debt advice and money guidance to claimants if they need support managing their money.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 08/04/2019 15:47:41 answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1109463

registered interest
date	03/04/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 1 April 2019 to Question 237589, what the level of uptake has been by universal credit claimants of the guidance services offered by the Money and Pension Service.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	240481
answer	answer is ministerial correction date of answer 08/04/2019 answer text <p>From January to March 2019 around 9300 individuals visited the <a href="https://www.moneyadviceservice.org.uk/en/tools/money-manager" target="_blank">Money Manager tool for Universal Credit claimants</a>, hosted on the Money Advice Service website.</p><p> </p><p>Additionally, over the same period, The Money and Pension Service money guidance contact centre was contacted around 1100 times regarding Universal Credit.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 08/04/2019 15:41:22 answering member 4014 label Biography information for Sir Alok Sharma
tabling member	298 label Biography information for Steve McCabe

1109464

registered interest
date	03/04/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit: Private Rented Housing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what support is available to individuals on universal credit who are able to afford accommodation in private sector but are unable to find landlords who will rent to them.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	240482
answer	answer is ministerial correction date of answer 09/04/2019 answer text <p>We know that there are people who have experienced difficulties when trying to rent a property whilst claiming benefit.</p><p> </p><p>That is why the Government recently announced its intention to work with the sector to ensure those in receipt of housing support are able to access properties. This work has already begun and we have seen meaningful change from key market players to ensure tenants in receipt of housing support can find the properties they need.</p><p> </p><p>In addition, the Government has awarded nearly £20m to local authorities through the Private Rented Sector Access Fund to help vulnerable people access and sustain tenancies in the private rented sector.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/04/2019 10:50:07 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe

1109465

registered interest
date	03/04/2019
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit: Private Rented Housing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether an assessment has been made of the standard of accommodation that universal credit claimants are able to rent in the private sector; and if she will make a statement.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	240483
answer	answer is ministerial correction date of answer 08/04/2019 answer text <p>No assessment has been made in respect of the standard of accommodation for specific types of tenant.</p> answering member constituency Colchester answering member printed Will Quince question first answered 08/04/2019 16:42:51 answering member 4423 label Biography information for Will Quince
tabling member	298 label Biography information for Steve McCabe