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865200

registered interest
date	16/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cryptocurrencies: Regulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions his Department has had with its international counterparts on developing regulations for crypto-currencies.
tabling member constituency	Brigg and Goole
tabling member printed	Andrew Percy
uin	133067
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>I refer the Hon. Member to the answer given on 1 March 2018 to PQ UIN 129437.</p> answering member constituency North West Leicestershire answering member printed Andrew Bridgen question first answered 20/03/2018 15:52:53 answering member 4133 label Biography information for Andrew Bridgen
tabling member	3939 label Biography information for Andrew Percy

865204

registered interest
date	16/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Royal Bank of Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he next plans to meet representatives of the Royal Bank of Scotland to discuss rural branch closures.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	133071
answer	answer is ministerial correction date of answer 26/03/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including RBS, Lloyds and Clydesdale and Yorkshire Banking Groups, as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p><p>The decision to open or close branches is a commercial matter, in which the Government does not intervene. However, the impact of closures on communities must be understood, considered and mitigated where possible.</p><p> </p><p>The industry’s Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>99% of personal and 95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. In February, I wrote to the Post Office and UK Finance requesting further details of their proposals to raise public awareness of the banking services available at the Post Office for individuals and SMEs. I look forward to receiving their proposals later this month.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 133072 133074 question first answered 26/03/2018 13:12:34 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham

865205

registered interest
date	16/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Royal Bank of Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he next plans to meet representatives of the Bank of Scotland to discuss rural branch closures.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	133072
answer	answer is ministerial correction date of answer 26/03/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including RBS, Lloyds and Clydesdale and Yorkshire Banking Groups, as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p><p>The decision to open or close branches is a commercial matter, in which the Government does not intervene. However, the impact of closures on communities must be understood, considered and mitigated where possible.</p><p> </p><p>The industry’s Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>99% of personal and 95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. In February, I wrote to the Post Office and UK Finance requesting further details of their proposals to raise public awareness of the banking services available at the Post Office for individuals and SMEs. I look forward to receiving their proposals later this month.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 133071 133074 question first answered 26/03/2018 13:12:34 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham

865207

registered interest
date	16/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Clydesdale Bank
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he next plans to meet representatives of the Clydesdale Bank to discuss rural branch closures.
tabling member constituency	Ochil and South Perthshire
tabling member printed	Luke Graham
uin	133074
answer	answer is ministerial correction date of answer 26/03/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors, including RBS, Lloyds and Clydesdale and Yorkshire Banking Groups, as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p><p>The decision to open or close branches is a commercial matter, in which the Government does not intervene. However, the impact of closures on communities must be understood, considered and mitigated where possible.</p><p> </p><p>The industry’s Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>99% of personal and 95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. In February, I wrote to the Post Office and UK Finance requesting further details of their proposals to raise public awareness of the banking services available at the Post Office for individuals and SMEs. I look forward to receiving their proposals later this month.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 133071 133072 question first answered 26/03/2018 13:12:34 answering member 4051 label Biography information for John Glen
tabling member	4622 label Biography information for Luke Graham

865213

registered interest
date	16/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Duty Free Allowances
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he is taking steps to enable the return of duty free sales to passengers travelling to the EU from the UK after the UK leaves the EU; and if he will make a statement.
tabling member constituency	Brigg and Goole
tabling member printed	Andrew Percy
uin	133080
answer	answer is ministerial correction date of answer 23/03/2018 answer text <p>The issues around duty-free are complex, with a range of possible approaches. At this stage the government cannot make assumptions about the tax rules at the EU border, or pre-empt the outcome of negotiations.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 23/03/2018 10:34:48 answering member 3935 label Biography information for Mel Stride
tabling member	3939 label Biography information for Andrew Percy

864312

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the oral contribution of the Secretary of State for Education of 13 March 2018, Official Report, Column 802, on Universal Credit, for what reason the change to the childcare vouchers salary sacrifice policy was not included in the Spring statement.
tabling member constituency	Batley and Spen
tabling member printed	Tracy Brabin
uin	132796
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>The Government confirmed that childcare vouchers will remain open for a further six months following a debate on childcare after Spring Statement, during which colleagues were given the opportunity to voice their concerns.</p><p> </p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/03/2018 15:00:59 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4588 label Biography information for Tracy Brabin

864323

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to encourage people aged under 30 in employment to save towards their pensions.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	132807
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>Automatic Enrolment has had great success in increasing participation rates in workplace pensions across the population. 9.4 million employees have been enrolled into workplace pensions since 2012. DWP’s figures show an increase of 44 percentage points in pension participation for those aged 22 to 29 from 2012 to 2016. Additionally, workplace pension participation among eligible men and women has equalised. We want to build on the increase in participation. The minimum contributions required under automatic enrolment will increase from the current 2% of qualifying earnings to 5% in April 2018 and 8% in April 2019.</p><p> </p><p>Furthermore, in April 2017 the government also introduced the Lifetime ISA, allowing younger people to receive a 25% bonus from government on savings of up to £4,000 annually. This encourages the next generation to get into the habit of saving and helps them to simultaneously save for both a first house and for later life, with the same product.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/03/2018 16:17:50 answering member 4051 label Biography information for John Glen
tabling member	4125 label Biography information for Catherine McKinnell

864324

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Self-employed
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to encourage self-employed people to save towards their retirement.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	132808
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>The Government has a variety of policies that encourage self-employed retirement saving. Tax relief is provided on pension contributions, representing a significant incentive to save into a pension. As noted in DWP’s review of automatic enrolment in December, we are looking to build on the principles behind automatic enrolment’s success to help the self-employed save for retirement and DWP will be running tests of targeted interventions to help the self-employed save for retirement. As a first step, HM Treasury and DWP are co-hosting a ‘Tech Sprint’ event later this month with the ABI, working with industry and Fintech firms to develop innovative technology-based ideas to help the self-employed save for retirement.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/03/2018 16:19:22 answering member 4051 label Biography information for John Glen
tabling member	4125 label Biography information for Catherine McKinnell

864325

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Personal Savings
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what barriers to investing in savings by people aged under 30 his Department has identified.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	132809
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>We have increased the amount of money that people can save in their ISAs annually to a record £20,000 and introduced a Personal Savings Allowance of up to £1,000. Thanks to these measures over 95% of people pay no tax on their savings income. In April 2017 the government also introduced the Lifetime ISA, allowing younger people to receive a 25% bonus from government on savings of up to £4,000 annually. This encourages the next generation to get into the habit of saving and helps them to simultaneously save for both a first house and for later life, with the same product.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/03/2018 16:20:21 answering member 4051 label Biography information for John Glen
tabling member	4125 label Biography information for Catherine McKinnell

864330

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Energy: Storage
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of business rate rises for onsite battery storage on the development of the UK battery storage market.
tabling member constituency	Oxford West and Abingdon
tabling member printed	Layla Moran
uin	132814
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>I refer the hon Member to the answer given by the Minister for Energy and Clean Growth (Claire Perry) on 15 March 2018 to PQ 131965.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 20/03/2018 15:05:33 answering member 3935 label Biography information for Mel Stride
tabling member	4656 label Biography information for Layla Moran