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767999

registered interest
date	10/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cars: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has plans to bring forward proposals for regulations to protect the motor industry from the effect of outstanding personal contract payment deals in the event of a depreciation in vehicle values.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	106891
answer	answer is ministerial correction date of answer 17/10/2017 answer text <p>The Government works closely with the UK automotive industry to understand the issues and opportunities the sector faces. The Government will continue its longstanding programme of support for the sector’s competitiveness.</p><p> </p><p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014. This more robust regulatory system is helping to deliver the Government’s vision for a well-functioning and sustainable consumer credit market which can meet consumers’ needs.</p><p> </p><p>Car finance companies which offer personal contract purchase products are required to meet the standards that the FCA expects of lenders, including making affordability checks and providing adequate pre-contractual explanations to consumers. FCA rules are binding, and the FCA has a wide enforcement toolkit to take action wherever these rules are breached.</p><p> </p><p>The FCA is committed to tackling sources of consumer detriment, and is looking at the car finance market to ensure that it works well and to assess whether consumers are at risk of harm. The FCA is carrying out supervisory work with lenders, and is carefully scrutinising firms’ sales practices and processes, to decide what further interventions may be necessary. This work includes assessing how well firms are managing the risk that asset valuations could fall, and how they ensure that they adequately price risk. The FCA will publish an update on this work in Q1 2018.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 106892 question first answered 17/10/2017 16:04:52 answering member 4095 label Biography information for Steve Barclay
tabling member	4621 label Biography information for Darren Jones

768019

registered interest
date	10/10/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Telecommunications: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, whether the Government plans to implement the European Electronic Communications Code in the event that it becomes EU law (a) before any transitional period, (b) during any transition period and (c) after the UK leaves the EU.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	106876
answer	answer is ministerial correction date of answer 18/10/2017 answer text <p>The European Electronic Communications Code (EECC) is still being negotiated within the EU. Trilogues have not yet even begun and therefore it is too early to say when the EECC will be adopted by the EU.</p><p>While the UK is still a ​Member ​State of the EU​, the UK will act in accordance with ​our rights and obligations associated with this.</p><p><em>​</em></p> answering member constituency West Suffolk answering member printed Matt Hancock question first answered 18/10/2017 10:18:36 answering member 4070 label Biography information for Matt Hancock
tabling member	4621 label Biography information for Darren Jones

768166

registered interest
date	10/10/2017
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Emergency Services Network
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for the Home Department, what changes have been made to the timetable for the roll-out of the Emergency Service network since it was agreed to; and if she will make a statement.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	106829
answer	answer is ministerial correction date of answer 18/10/2017 answer text <p>The new Emergency Services Network (ESN) will provide the dedicated teams who work so hard protecting the public and saving lives with the most advanced communications system of its kind anywhere in the world. ESN will be a more capable, more flexible and more affordable communications network than the existing Airwave mobile radio system used by the three emergency services in England, Scotland and Wales. While still delivering mission critical voice communication, it will also provide broadband data services.</p><p> </p><p>The timelines for ESN are ambitious and this is because we want to give the emergency services the benefits of the latest technology as soon as practicable. However the Government is clear that public safety is our priority and the emergency services will only transition when they are content with the new ESN service, as the existing Airwave system will continue until transition on to the ESN is completed.</p><p> </p><p>A formal arrangement has been agreed between the Programme’s sponsors (including the Home Office) of the police, fire and rescue, ambulance services of Great Britain, for how any Airwave extension costs beyond the planned National Shutdown Date (31 December 2019) should be shared between themselves.</p><p> </p><p>We are working closely with our key stakeholders and suppliers on a revised plan for delivering ESN. We will have greater clarity on timescales at the end of the year.</p> answering member constituency Ruislip, Northwood and Pinner answering member printed Mr Nick Hurd grouped question UIN 106830 question first answered 18/10/2017 11:34:56 answering member 1561 label Biography information for Mr Nick Hurd
tabling member	4621 label Biography information for Darren Jones

768241

registered interest
date	10/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cars: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will undertake an assessment of the regulations on personal contract payment deals for car financing to ensure that such deals are compatible with consumer protection law in respect of (a) consumer information, (b) unfair terms and (c) enforcement of breaches of consumer law.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	106892
answer	answer is ministerial correction date of answer 17/10/2017 answer text <p>The Government works closely with the UK automotive industry to understand the issues and opportunities the sector faces. The Government will continue its longstanding programme of support for the sector’s competitiveness.</p><p> </p><p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014. This more robust regulatory system is helping to deliver the Government’s vision for a well-functioning and sustainable consumer credit market which can meet consumers’ needs.</p><p> </p><p>Car finance companies which offer personal contract purchase products are required to meet the standards that the FCA expects of lenders, including making affordability checks and providing adequate pre-contractual explanations to consumers. FCA rules are binding, and the FCA has a wide enforcement toolkit to take action wherever these rules are breached.</p><p> </p><p>The FCA is committed to tackling sources of consumer detriment, and is looking at the car finance market to ensure that it works well and to assess whether consumers are at risk of harm. The FCA is carrying out supervisory work with lenders, and is carefully scrutinising firms’ sales practices and processes, to decide what further interventions may be necessary. This work includes assessing how well firms are managing the risk that asset valuations could fall, and how they ensure that they adequately price risk. The FCA will publish an update on this work in Q1 2018.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 106891 question first answered 17/10/2017 16:04:52 answering member 4095 label Biography information for Steve Barclay
tabling member	4621 label Biography information for Darren Jones