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79659

registered interest
date	28/07/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Tax Allowances
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the answer by Lord Newby on 9 July (HL Deb, cols 209–11), whether they intend to continue to encourage investments in (1) the alternative investment market, (2) start-up businesses, and (3) forestry, in the light of the tax relief available for such investments.
tabling member printed	Lord Barnett
uin	HL1551
answer	answer is ministerial correction date of answer 11/08/2014 answer text <p>The government currently offers a range of tax reliefs to encourage investment. These form an important part of the government’s growth strategy and its commitment to make the UK one of the best places to start, finance and grow a business in Europe.</p><p> </p><p> </p><p>To ensure the tax reliefs remain well-targeted, the reliefs are only available where certain conditions are met. The government keeps all these schemes under review to ensure that the reliefs continue to encourage investment in a well-targeted and effective manner.</p> answering member printed Lord Deighton question first answered 11/08/2014 12:18:30 answering member 4262 label Biography information for Lord Deighton
tabling member	1018 label Biography information for Lord Barnett

79717

registered interest
date	28/07/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the effectiveness of regulation of debt management companies.
tabling member printed	Lord Kennedy of Southwark
uin	HL1609
answer	answer is ministerial correction date of answer 11/08/2014 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, including the debt management industry, by transferring regulation from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The Government welcomes the binding rules the FCA has placed on debt management firms, including new prudential and client money requirements to better protect consumers’ money.</p><p> </p><p>Under the new regime the FCA has robust powers to protect borrowers – there is no limit to the fines which the FCA can levy and it can require firms to provide redress to consumers.</p><p> </p><p>The FCA will thoroughly assess every debt management firm’s fitness to trade as part of the authorisation process. The debt management industry has been called forward first for authorisation, from this October.</p><p> </p><p> </p> answering member printed Lord Deighton question first answered 11/08/2014 11:58:15 answering member 4262 label Biography information for Lord Deighton
tabling member	4153 label Biography information for Lord Kennedy of Southwark