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47123

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will bring forward legislative proposals to make personal debt charged at an APR of over 30 per cent unrecoverable; and if he will make a statement.
tabling member constituency	Great Grimsby
tabling member printed	Austin Mitchell
uin	195592
answer	answer is ministerial correction date of answer 29/04/2014 answer text <p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.</p><p> </p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.</p><p> </p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 195597 question first answered 29/04/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	372 label Biography information for Austin Mitchell

47126

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will bring forward proposals to limit the interest rate payable on payday loans; and if he will make a statement.
tabling member constituency	Great Grimsby
tabling member printed	Austin Mitchell
uin	195597
answer	answer is ministerial correction date of answer 29/04/2014 answer text <p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.</p><p> </p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.</p><p> </p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 195592 question first answered 29/04/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	372 label Biography information for Austin Mitchell

47157

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many jobs have been transferred from the public to the private sector as a result of privatisations or outsourcing by his Department since May 2010.
tabling member constituency	Manchester Central
tabling member printed	Lucy Powell
uin	195516
answer	answer is ministerial correction date of answer 29/04/2014 answer text <p>HM Treasury have not transferred any jobs to the private sector as a result of privatisations or outsourcing since May 2010.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 29/04/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4263 label Biography information for Lucy Powell

47160

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what guidelines exist for the sale of assets and land belonging to HM Revenue and Customs.
tabling member constituency	Dover
tabling member printed	Charlie Elphicke
uin	195490
answer	answer is ministerial correction date of answer 28/04/2014 answer text <p>The guidelines for the sales of assets and land belonging to HM Revenue and Customs are contained in “Managing Public Money” published by HM Treasury.</p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 28/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
tabling member	3971 label Biography information for Charlie Elphicke

47162

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, which five companies were used most often to provide temporary workers for his Department in the last financial year; and how much in agency fees was paid to each of them.
tabling member constituency	Nottingham East
tabling member printed	Chris Leslie
uin	195563
answer	answer is ministerial correction date of answer 29/04/2014 answer text <p>Under this Government's transparency programme, contracts are published on Contracts Finder which is available at: <a href="https://www.gov.uk/contracts-finder" target="_blank">https://www.gov.uk/contracts-finder</a>.</p><p> </p><p>In addition all Departments publish details of transactions above £25,000. Data for HM Treasury can be found at:</p><p><a href="http://www.gov.uk/government/collections/25000-spend" target="_blank">www.gov.uk/government/collections/25000-spend</a></p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 29/04/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	422 label Biography information for Mr Chris Leslie

47163

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will estimate the average net change in household income, taking account of consequential changes to benefits and tax credits, for (a) single earner households (i) without children, (ii) with one child and (iii) with two or more children and (b) two-earner couple households (i) without children, (ii) with one child and (iii) with two or more children in receipt of universal credit or other tax credits or in-work benefits as a result of the increase in the personal allowance in (1) 2014-15, (2) 2015-16 and (3) 2016-17.
tabling member constituency	Glasgow North East
tabling member printed	Mr William Bain
uin	195598
answer	answer is ministerial correction date of answer 28/04/2014 answer text <p>This information is not available, as the requested breakdowns have not been collated in this way.</p><p> </p><p>The Government routinely publishes distributional analysis of the cumulative impact of all its measures – which includes any offsetting reductions to benefits as a result of changes to tax – in the “Impact on Households” document, the most recent of which accompanied Budget 2014.</p><p> </p> answering member constituency Loughborough answering member printed Nicky Morgan question first answered 28/04/2014 12:00:00 answering member 4027 label Biography information for Baroness Morgan of Cotes
tabling member	1610 label Biography information for Mr William Bain

47164

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many people in each (a) region and (b) constituent part of the UK were in receipt of (i) universal credit and (ii) other in-work tax credits or benefits at the beginning of the current financial year; and if he will estimate the likely numbers of such people in each of the following two financial years.
tabling member constituency	Glasgow North East
tabling member printed	Mr William Bain
uin	195483
answer	answer is ministerial correction date of answer 29/04/2014 answer text <p><strong>The provisional award Child and Working Tax Credits statistics for December 2013, split by geography, are available at:</strong></p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/266640/1312_Geog_sent.xls" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/266640/1312_Geog_sent.xls</a></p><p> </p><p><strong>Table 2 breaks down Tax Credit claimants by Region and Table 4 by constituency. Those in receipt of WTC are presented within the ‘WTC and CTC' and ‘With no children' columns.</strong></p><p> </p><p><strong>Figures for the current financial year are not yet available, but HMRC are due to publish the next provisional tax credits national statistics for April 2014 on 25 April. </strong></p><p><strong>Forecasts of tax credit claimant numbers are not available.</strong></p><p> </p><p><strong>Official statistics on Universal Credit were published on 19 March and can be found at:</strong></p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/293502/universal-credit-first-release-mar14.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/293502/universal-credit-first-release-mar14.pdf</a></p><p> </p><p><strong>DWP announced plans for the next stage of implementation on 5 December, and these were set out in a written ministerial statement (WMS). The WMS can be found here:</strong></p><p> </p><p><a href="https://www.gov.uk/government/news/universal-credit-progress" target="_blank">https://www.gov.uk/government/news/universal-credit-progress</a></p><p> </p><p><strong>Statistics on numbers in receipt of other benefits are available here: </strong></p><p> </p><p><strong> </strong><a href="https://www.gov.uk/government/publications/benefit-expenditure-and-caseload-tables-2014" target="_blank">https://www.gov.uk/government/publications/benefit-expenditure-and-caseload-tables-2014</a></p><p> </p> answering member constituency Loughborough answering member printed Nicky Morgan question first answered 29/04/2014 12:00:00 answering member 4027 label Biography information for Baroness Morgan of Cotes
tabling member	1610 label Biography information for Mr William Bain

47166

registered interest
date	07/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect the introduction of seven-day bank account switching has had on the number of people changing bank account provider; and if he will make a statement.
tabling member constituency	Windsor
tabling member printed	Adam Afriyie
uin	195454
answer	answer is ministerial correction date of answer 29/04/2014 answer text <p><strong>The Current Account Switching Service launched in September of last year, and has had a very positive impact. Early signs are positive, with switching numbers in Q4 of 2013 up by 17 per cent compared to Q4 of the previous year. </strong></p><p> </p><p><strong>The Financial Conduct Authority will carry out a review in September of this year into the effectiveness of the Current Account Switching Service. This will include an assessment of the effect the introduction of seven day account switching has had on the number of people changing bank account provider. </strong></p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 29/04/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1586 label Biography information for Adam Afriyie

47020

registered interest
date	04/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 13 September 2013, Official Report, column 914W, on financial services, what progress has been made on the continuation of money transfer services by UK banks; what recent discussions he has had with international partners and regulators on this matter; and if he will make a statement.
tabling member constituency	Cardiff South and Penarth
tabling member printed	Stephen Doughty
uin	195376
answer	answer is ministerial correction date of answer 08/05/2014 answer text <p>The Government is committed to supporting a healthy and legitimate remittance sector, and ensuring that UK citizens are able to continue to remit funds safely to family abroad. The Action Group on Cross Border Remittances has been established in accordance with the Written Ministerial Statement laid down in Parliament on 10 October 2013. The Action Group includes representatives for UK banks, the private sector, anti money laundering supervisors, civil society and international partners.</p><p> </p><p>Three Action Group meetings have taken place and a number of streams of work are underway; the Action Group is monitoring changes to the market, developing guidance for money service businesses (MSBs) and banks, promoting a shared understanding of risk and developing a ‘Safer Corridor' pilot for Somalia. We are also coordinating with international partners through the G20 framework.</p><p> </p><p>You may wish to keep up to date with the work of the Action Group by visiting its web page: <a href="https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances%20" target="_blank">https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances</a></p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 08/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4264 label Biography information for Stephen Doughty

46722

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment HM Revenue and Customs has made of the economic viability of its Customs House landholding adjacent to Dover Priory railway station.
tabling member constituency	Dover
tabling member printed	Charlie Elphicke
uin	195081
answer	answer is ministerial correction date of answer 09/04/2014 answer text <p>HMRC has made no assessment of the economic viability of the Priory Court Dover landholding adjacent to Dover Priory railway station.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 09/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
tabling member	3971 label Biography information for Charlie Elphicke